Local Insurance Companies & Agents: Auto, Home, Life, Health, News

General Insurance Topics
How Can I Lower the Cost of Commercial Truck Insurance?
Like truck expenses and fuel, insurance costs are a considerable expense for all trucking companies. Age, upkeep of your trucks, driver experience, and the time your operations have been in business are vital factors insurance [read more...]
General Insurance Topics
Are Workers’ Compensation Benefits Taxable by the Internal Revenue Service?
Being injured or becoming sick while on the job can have unexpected consequences. Not only will you have to take time off from work to care for your health, but you may also receive payments [read more...]
Specialty Insurance
What is Cargo Insurance and What Does it Cover?
Cargo insurance is a mark of a reliable freight forwarder. If the company is insured, you know you can trust them to ship your goods. The insurance covers your shipment from a range of risks, [read more...]
Life Insurance
Do I Get an Insurance Policy for My Group Life Insurance Coverage?
Electronic or paper We seem to be content–receiving notification that our paycheck has been electronically deposited, being electronically notified our bills need to be paid and notification they have been handled, groceries ordered electronically and [read more...]
Homeowner's Insurance
What Should a Homeowner Insurance Policy Cover?
Contractual Agreement The first thing to know about an insurance policy is it is a contractual agreement between an insured and an insurer. The insured agrees that by paying a payment known as a premium [read more...]

unexpected benefit of coronavirus pandemic man spraying down steering wheel

Unexpected Benefit of Coronavirus Pandemic: Refunds & Credits

April 14, 2020

Whoever would have thought a pandemic could affect the premium individuals would be paying for their car insurance premium! The latest buzz isn’t “get the cheapest car insurance” ad but notices coming across the news [read more…]

SR22 insurance couple watching car get towed

Guide to SR22 Insurance in Idaho [What You Need to Know]

May 14, 2019

What does SR22 stand for? Several things came clear to me as I prepared to write this article about SR22 insurance in the state of Idaho. The very first was “SR22” is not an acronym [read more…]

tort (at fault) insurance and no-fault insurance car accident

Tort (at Fault) Insurance and No-Fault Insurance: What’s the Difference

May 7, 2019

One of the greatest blessings of living in these wonderful United States is the ability to move across state lines unencumbered. It’s such a treat to reach an imaginary line on the horizon and see [read more…]

woman looking at insurance coverage options on computer

Just What Insurance Coverages Do I Need?

May 7, 2019

Even though my granddaughter is getting a degree in neuroscience, her first encounter in attempting to buy car insurance for the old clunker car she purchased to get her around was humiliating to her. “When [read more…]

Do I Need Uninsured Motorist and Underinsured Motorist Coverage

May 7, 2019

Introduction This website reports approximately 5.2 million driving accidents occur every year throughout the world with 43,000 dying in vehicle related accidents in the United States. Another 2.9 million suffer light to severe injuries each [read more…]

us government building - insurance mandates

Government Mandated Insurance Coverage vs. Private Industry Initiative to Market Insurance Coverage

September 27, 2018

Introduction When I first read about the topic addressed in this article, my imagination took me to Don Quixote on his mighty war horse charging across the tulip fields of Holland waving his sword and [read more…]