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General Insurance Topics

How Can You Protect Yourself Against Financial Loss Caused By An Uninsured or Underinsured Driver

Not many pleasures can match the euphoria of driving on the open roads of our nation. Feeling the rhythm of the engine and the vibration of the wheels is just as much music to our [read more...]
General Insurance Topics

How Does Life Insurance Work

In our society we have developed certain phrases which we use to set imagery in our minds, i.e. what goes up must come down, he’s a day late and a dollar short, she’s as pretty [read more...]
General Insurance Topics

How Does Renters Insurance Work

A place to call home With the private dwelling construction part of our economy struggling to keep pace with the demand for single dwelling houses and the high price of purchasing a private dwelling, many [read more...]
General Insurance Topics

Four Rights You Have at the Time of a Loss

She sat on the concrete foundation holding a hand drawn picture of the family dog, tears streaming down her face as she surveyed what was left of her home. The smoldering embers still gave off [read more...]
General Insurance Topics

Gun Owners Required to Purchase Gun Liability Insurance

In some bizarre way the San Jose, California, City Council has determined the requirement to purchase gun liability insurance is going to make crimes committed with guns diminish. They also have determined you as a [read more...]

unexpected benefit of coronavirus pandemic man spraying down steering wheel

Unexpected Benefit of Coronavirus Pandemic: Refunds & Credits

April 14, 2020 0

Whoever would have thought a pandemic could affect the premium individuals would be paying for their car insurance premium! The latest buzz isn’t “get the cheapest car insurance” ad but notices coming across the news [read more…]

SR22 insurance couple watching car get towed

Guide to SR22 Insurance in Idaho [What You Need to Know]

May 14, 2019 0

What does SR22 stand for? Several things came clear to me as I prepared to write this article about SR22 insurance in the state of Idaho. The very first was “SR22” is not an acronym [read more…]

tort (at fault) insurance and no-fault insurance car accident

Tort (at Fault) Insurance and No-Fault Insurance: What’s the Difference

May 7, 2019 0

One of the greatest blessings of living in these wonderful United States is the ability to move across state lines unencumbered. It’s such a treat to reach an imaginary line on the horizon and see [read more…]

woman looking at insurance coverage options on computer

Just What Insurance Coverages Do I Need?

May 7, 2019 0

Even though my granddaughter is getting a degree in neuroscience, her first encounter in attempting to buy car insurance for the old clunker car she purchased to get her around was humiliating to her. “When [read more…]

Do I Need Uninsured Motorist and Underinsured Motorist Coverage

May 7, 2019 0

Introduction This website reports approximately 5.2 million driving accidents occur every year throughout the world with 43,000 dying in vehicle related accidents in the United States. Another 2.9 million suffer light to severe injuries each [read more…]

us government building - insurance mandates

Government Mandated Insurance Coverage vs. Private Industry Initiative to Market Insurance Coverage

September 27, 2018 0

Introduction When I first read about the topic addressed in this article, my imagination took me to Don Quixote on his mighty war horse charging across the tulip fields of Holland waving his sword and [read more…]

insurance agent denying homeowner coverage

What Does My Homeowner’s Insurance Actually Cover? (The Insurable Perils)

by Glen M in Homeowner's Insurance 0

You have seen recently on the TV a man sitting across the desk from an insurance agent describing how his dishwasher has quit working and he needs to file a claim against his homeowner policy [read more...]