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General Insurance Topics

Types of Insurance Agents

According to “CITE,” West’s Encyclopedia of American Law, edition 2, copyright 2008, The Gale Group, Inc. All rights reserved, the definition of an agent is “a person who represents another through employment, by contract, or [read more...]
General Insurance Topics

The Online Illusion of “Cheap Auto Insurance”

You are paying too much for your auto insurance,” “If you are over age 65, you may be paying too much for your auto insurance,” “Click here to find cheapest auto insurance in your state,” [read more...]
General Insurance Topics

Unexpected Benefit of Coronavirus Pandemic: Refunds & Credits

Whoever would have thought a pandemic could affect the premium individuals would be paying for their car insurance premium! The latest buzz isn’t “get the cheapest car insurance” ad but notices coming across the news [read more...]
General Insurance Topics

Home Inventory: The Perfect Project During COVID-19 Stay-at-Home Orders

Early in my insurance career, I received a phone call about 4:00 a.m. from a very distraught client. “My house just burned down. We are at the fire station but don’t know what I should [read more...]
General Insurance Topics

Do You Need A Surety Bond?

Has it ever tweaked your curiosity why you see on the back of some service trucks and on billboards the information the business being advertised is licensed, bonded, and insured? This seems quite prevalent in [read more...]

Unexpected Benefit of Coronavirus Pandemic: Refunds & Credits

April 14, 2020 0

Whoever would have thought a pandemic could affect the premium individuals would be paying for their car insurance premium! The latest buzz isn’t “get the cheapest car insurance” ad but notices coming across the news [read more…]

Guide to SR22 Insurance in Idaho [What You Need to Know]

May 14, 2019 0

What does SR22 stand for? Several things came clear to me as I prepared to write this article about SR22 insurance in the state of Idaho. The very first was “SR22” is not an acronym [read more…]

Tort (at Fault) Insurance and No-Fault Insurance: What’s the Difference

May 7, 2019 0

One of the greatest blessings of living in these wonderful United States is the ability to move across state lines unencumbered. It’s such a treat to reach an imaginary line on the horizon and see [read more…]

Just What Insurance Coverages Do I Need?

May 7, 2019 0

Even though my granddaughter is getting a degree in neuroscience, her first encounter in attempting to buy car insurance for the old clunker car she purchased to get her around was humiliating to her. “When [read more…]

Do I Need Uninsured Motorist and Underinsured Motorist Coverage

May 7, 2019 0

Introduction This website reports approximately 5.2 million driving accidents occur every year throughout the world with 43,000 dying in vehicle related accidents in the United States. Another 2.9 million suffer light to severe injuries each [read more…]

us government building - insurance mandates

Government Mandated Insurance Coverage vs. Private Industry Initiative to Market Insurance Coverage

September 27, 2018 0

Introduction When I first read about the topic addressed in this article, my imagination took me to Don Quixote on his mighty war horse charging across the tulip fields of Holland waving his sword and [read more…]

Wildfire Defense Teams: An Insurance Program

by Glen M in Homeowner's Insurance 0

Most of the time when one considers the role of an insurance company in the event of a fire, it is felt the company only indemnifies after the fire has occurred. It appears several insurance [read more...]