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Specialty Insurance

Hurricane Florence: An Insurance Perspective

As an insurance agent of 42 years, I have often wondered when I have seen imagery like devastation from Hurricane Florence if the individuals who were rescued from the rooftops of their homes or ferried [read more...]
General Insurance Topics

When Should I Hire an Attorney to Handle an Insurance Claim

During my 42 year career as an insurance agent, I heard several insurance claims adjusters say, “This claim settlement would be so much easier if the client would just hire an attorney.” It always struck [read more...]
General Insurance Topics

Insurance Automation & Bots (The Sky Is Falling, The Sky Is Falling)

I was having lunch the other day with two of my brothers-in-law when the subject of purchasing car and homeowner insurance online came up. The one, a retired chief of police from a large metropolitan [read more...]
Homeowner's Insurance

What Does My Homeowner’s Insurance Actually Cover? (The Insurable Perils)

You have seen recently on the TV a man sitting across the desk from an insurance agent describing how his dishwasher has quit working and he needs to file a claim against his homeowner policy [read more...]
Auto Insurance

True Story: “I Never Meant to Hurt Anyone”

The names, the place, and the time have all been changed to protect the parties involved but the events of this story are true. I knew this man of whom I am going to speak [read more...]

Florida Struggles with AOB Abuses

March 15, 2018 0

Dealing with an insurance claim adjuster is not a task most insureds ever become comfortable with. They hear so many stories of how people were treated when they submitted a claim they just don’t want [read more…]

The Assignment of Benefits Scam in Florida

February 18, 2018 0

The use of an Assignment of Benefit form is not new to the insurance industry and in most instances accomplishes what it was intended to accomplish, but in the State of Florida some unscrupulous attorneys [read more…]

Insurance Rates: Georgia’s Undesirable Claim to Fame

January 26, 2018 0

While Georgia’s Bulldogs were having a “peach” of a year in 2017 with 13 wins and only 2 losses, the Peach State had a reoccurring record with insurance rates they wish they could get rid [read more…]

girl looking at unclaimed life insurance dollars on a table

The Lost Treasure in Georgia – Unclaimed Life Insurance Benefits

January 22, 2018 0

An interesting article appeared in the Associated Press dated Dec. 16, 2016, in which it was reported nearly 600 Georgians were united with more than $6.6 million of lost or misplaced life insurance death proceeds [read more…]

State Farm to Help Georgia State University Students – Like a Good Neighbor

January 22, 2018 0

While watching television the other night, a commercial was being run regarding an insurance company who was posing the scenario “when your insurance company isn’t doing insurance what is it doing?” Made me start thinking [read more…]

Losing Your Home in the Fires: Replace vs. Move On

December 21, 2017 0

Homeowners affected by the great fires in California, Washington, Oregon, Idaho, Utah, Montana; homeowners affected by hurricanes and tornadoes in Louisiana, Texas, up the eastern seaboard states; and homeowners in other states where they lost [read more…]

Wildfire Defense Teams: An Insurance Program

by Glen M in Homeowner's Insurance 0

Most of the time when one considers the role of an insurance company in the event of a fire, it is felt the company only indemnifies after the fire has occurred. It appears several insurance [read more...]