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General Insurance Topics

The Value of the FICO Score in Insurance Underwriting

When Rashida Tlaib, Democrat candidate for 13th Congressional District, Detroit, Wayne County, Michigan, won her bid for the U.S. House of Representatives, she described to her constituents she would be going to the Congress to [read more...]
Auto Insurance

The “Cheap Car Insurance” Paradigm Shift

Cheap Car Insurance–Paradigm Shift Often as I sat in my insurance agent office I would hear the door open and after a greeting with our receptionist, I would hear someone say, “I’m looking for the [read more...]
Auto Insurance

The Cost for Going Without Vehicle Insurance in Idaho State

Several years ago as I sat in my insurance office, the outer door opened and a middle aged man came through the door with a scowl on his face. I heard him mumble something about [read more...]
Business Insurance

Business Continuation Insurance: What Happens to My Business When I Die?

Introduction When you drive across a one mile long bridge spanning one of the most beautiful lakes in America, Lake Pend Oreille, into our quaint little town of 5000 people, the first business you encounter [read more...]
Specialty Insurance

Garagekeeper Liability: To Bee or Not to Bee

A few years ago a client of mine who was a beekeeper took his 2 ton flatbed truck to a local mechanic to prepare it for his beehive distributing annual trek to California, Oregon, and [read more...]

us government building - insurance mandates

Government Mandated Insurance Coverage vs. Private Industry Initiative to Market Insurance Coverage

September 27, 2018 0

Introduction When I first read about the topic addressed in this article, my imagination took me to Don Quixote on his mighty war horse charging across the tulip fields of Holland waving his sword and [read more…]

Florida Struggles with AOB Abuses

March 15, 2018 0

Dealing with an insurance claim adjuster is not a task most insureds ever become comfortable with. They hear so many stories of how people were treated when they submitted a claim they just don’t want [read more…]

The Assignment of Benefits Scam in Florida

February 18, 2018 0

The use of an Assignment of Benefit form is not new to the insurance industry and in most instances accomplishes what it was intended to accomplish, but in the State of Florida some unscrupulous attorneys [read more…]

Insurance Rates: Georgia’s Undesirable Claim to Fame

January 26, 2018 0

While Georgia’s Bulldogs were having a “peach” of a year in 2017 with 13 wins and only 2 losses, the Peach State had a reoccurring record with insurance rates they wish they could get rid [read more…]

girl looking at unclaimed life insurance dollars on a table

The Lost Treasure in Georgia – Unclaimed Life Insurance Benefits

January 22, 2018 0

An interesting article appeared in the Associated Press dated Dec. 16, 2016, in which it was reported nearly 600 Georgians were united with more than $6.6 million of lost or misplaced life insurance death proceeds [read more…]

State Farm to Help Georgia State University Students – Like a Good Neighbor

January 22, 2018 0

While watching television the other night, a commercial was being run regarding an insurance company who was posing the scenario “when your insurance company isn’t doing insurance what is it doing?” Made me start thinking [read more…]

Can Insurance Agents Increase Coverages in Face of Impending Danger?

by Glen M in Homeowner's Insurance 0

Late on a hot summer afternoon right in the middle of fire season in North Idaho and Western Montana an agent preparing to go home for the night received a frantic phone call from one [read more...]