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General Insurance Topics

Who Should Pay for Flood Insurance Peril?

The Dilemma As we start into the flood insurance season again, the government is wrestling with what to do with the national flood insurance rates administered by F.E.M.A (Federal Emergency Management Administration) on behalf of [read more...]
General Insurance Topics

Quick Ways to Save Money On Homeowner Insurance

Penny Wise and Pound Foolish Do you remember as you were growing up having your parents tell you not to be penny wise and pound foolish? I related to the penny but didn’t know what [read more...]
General Insurance Topics

How Life Insurance Companies Invest to Secure Death Benefits

Who Will Carry the Load When one is faced with how best to protect future earnings against an untimely death, it’s no wonder life insurance products are at the forefront of such discussions. The reason [read more...]
Life Insurance

Tool for Grandparents to Use to Get Inheritance to Grandchildren

Grandparents’ Treasures It happens quite often when you are driving down the road–you pull up behind a big RV with a bumper sticker which reads, “Spending our childrens’ inheritance.” You also find on the bumper [read more...]
Life Insurance

Life Insurance Living Benefits

Introduction As the conversation regarding the purchase of whole life insurance continues, the benefits of doing so continues quietly going about blessing the lives of those who saw the good in purchasing the whole life [read more...]

unexpected benefit of coronavirus pandemic man spraying down steering wheel

Unexpected Benefit of Coronavirus Pandemic: Refunds & Credits

April 14, 2020 0

Whoever would have thought a pandemic could affect the premium individuals would be paying for their car insurance premium! The latest buzz isn’t “get the cheapest car insurance” ad but notices coming across the news [read more…]

SR22 insurance couple watching car get towed

Guide to SR22 Insurance in Idaho [What You Need to Know]

May 14, 2019 0

What does SR22 stand for? Several things came clear to me as I prepared to write this article about SR22 insurance in the state of Idaho. The very first was “SR22” is not an acronym [read more…]

tort (at fault) insurance and no-fault insurance car accident

Tort (at Fault) Insurance and No-Fault Insurance: What’s the Difference

May 7, 2019 0

One of the greatest blessings of living in these wonderful United States is the ability to move across state lines unencumbered. It’s such a treat to reach an imaginary line on the horizon and see [read more…]

woman looking at insurance coverage options on computer

Just What Insurance Coverages Do I Need?

May 7, 2019 0

Even though my granddaughter is getting a degree in neuroscience, her first encounter in attempting to buy car insurance for the old clunker car she purchased to get her around was humiliating to her. “When [read more…]

Do I Need Uninsured Motorist and Underinsured Motorist Coverage

May 7, 2019 0

Introduction This website reports approximately 5.2 million driving accidents occur every year throughout the world with 43,000 dying in vehicle related accidents in the United States. Another 2.9 million suffer light to severe injuries each [read more…]

us government building - insurance mandates

Government Mandated Insurance Coverage vs. Private Industry Initiative to Market Insurance Coverage

September 27, 2018 0

Introduction When I first read about the topic addressed in this article, my imagination took me to Don Quixote on his mighty war horse charging across the tulip fields of Holland waving his sword and [read more…]

insurance agent denying homeowner coverage

What Does My Homeowner’s Insurance Actually Cover? (The Insurable Perils)

by Glen M in Homeowner's Insurance 0

You have seen recently on the TV a man sitting across the desk from an insurance agent describing how his dishwasher has quit working and he needs to file a claim against his homeowner policy [read more...]