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General Insurance Topics

Four Things to Do before Investing

Several years ago while waiting in a doctor’s office for a regular exam, I found on his magazine table an advertisement piece from Merrill-Lynch Investment firm. Having just started a career in selling insurance, I [read more...]
General Insurance Topics

Frequently Asked Questions about Term Insurance

Perhaps one of the greatest financial tools for creating and preserving wealth is the concept of life insurance. It is a misnomer in the sense it does not produce life–like automobile insurance and homeowner insurance, [read more...]
General Insurance Topics

What Is the Best Life Insurance for Seniors

Who knows in the history of life insurance where the debate of what is the best life insurance for seniors began, but it still continues today. It doesn’t seem there is an argument against having [read more...]
General Insurance Topics

Types of Insurance Agents

According to “CITE,” West’s Encyclopedia of American Law, edition 2, copyright 2008, The Gale Group, Inc. All rights reserved, the definition of an agent is “a person who represents another through employment, by contract, or [read more...]
General Insurance Topics

The Online Illusion of “Cheap Auto Insurance”

You are paying too much for your auto insurance,” “If you are over age 65, you may be paying too much for your auto insurance,” “Click here to find cheapest auto insurance in your state,” [read more...]

Unexpected Benefit of Coronavirus Pandemic: Refunds & Credits

April 14, 2020 0

Whoever would have thought a pandemic could affect the premium individuals would be paying for their car insurance premium! The latest buzz isn’t “get the cheapest car insurance” ad but notices coming across the news [read more…]

Guide to SR22 Insurance in Idaho [What You Need to Know]

May 14, 2019 0

What does SR22 stand for? Several things came clear to me as I prepared to write this article about SR22 insurance in the state of Idaho. The very first was “SR22” is not an acronym [read more…]

Tort (at Fault) Insurance and No-Fault Insurance: What’s the Difference

May 7, 2019 0

One of the greatest blessings of living in these wonderful United States is the ability to move across state lines unencumbered. It’s such a treat to reach an imaginary line on the horizon and see [read more…]

Just What Insurance Coverages Do I Need?

May 7, 2019 0

Even though my granddaughter is getting a degree in neuroscience, her first encounter in attempting to buy car insurance for the old clunker car she purchased to get her around was humiliating to her. “When [read more…]

Do I Need Uninsured Motorist and Underinsured Motorist Coverage

May 7, 2019 0

Introduction This website reports approximately 5.2 million driving accidents occur every year throughout the world with 43,000 dying in vehicle related accidents in the United States. Another 2.9 million suffer light to severe injuries each [read more…]

us government building - insurance mandates

Government Mandated Insurance Coverage vs. Private Industry Initiative to Market Insurance Coverage

September 27, 2018 0

Introduction When I first read about the topic addressed in this article, my imagination took me to Don Quixote on his mighty war horse charging across the tulip fields of Holland waving his sword and [read more…]

Your Homeowner’s Policy and Liability for Your Little Child Entrepreneur

by Glen M in Homeowner's Insurance 0

Three of our grandchildren were sitting in their mother’s car as she went into a consignment store where she displays for sale little childrens’ clothing. As they sat there they noticed as cars went by [read more...]