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Auto Insurance

Why Do Red Cars Cost More to Insure?

When I read the question, “Why do red cars cost more to insure than other colored cars?” I went back into my 42 year experience of selling insurance and could not recall any time when an [read more...]
Disability Insurance

Value of Disability Insurance Coverage

My own father worked in a lumber mill as the edgerman and had the muscles in his back and neck torn loose when one of the pieces of equipment malfunctioned. He was placed on disability [read more...]
General Insurance Topics

Things to Look for to Avoid Insurance Fraud

With so many important decisions being made via internet information, consider some of the following items to be sure you don’t become a victim of insurance fraud. Be careful you don’t get drawn into a [read more...]
Auto Insurance

Incentives and Innovations Helping to Bring Down Insurance Claim Expenses

Automobile Incentives and Innovation With insurance companies competing for a portion of the insurance industry’s money, there are some who are coming up with ways to help reduce the initial cost of insurance and the [read more...]
Auto Insurance

Does Car Insurance Fluctuate with the Economy?

The answer to the question does car insurance fluctuate with the economy is a resounding YES! Many factors are considered when an insurance company develops its premium model. Here are a few of the key [read more...]

The Truth Regarding SR22 Insurance in Idaho

May 14, 2019 0

What does SR22 stand for? Several things came clear to me as I prepared to write this article about SR22 insurance in the state of Idaho. The very first was “SR22” is not an acronym [read more…]

Tort (at Fault) Insurance and No-Fault Insurance: What’s the Difference

May 7, 2019 0

One of the greatest blessings of living in these wonderful United States is the ability to move across state lines unencumbered. It’s such a treat to reach an imaginary line on the horizon and see [read more…]

Just What Insurance Coverages Do I Need?

May 7, 2019 0

Even though my granddaughter is getting a degree in neuroscience, her first encounter in attempting to buy car insurance for the old clunker car she purchased to get her around was humiliating to her. “When [read more…]

Do I Need Uninsured Motorist and Underinsured Motorist Coverage

May 7, 2019 0

Introduction This website reports approximately 5.2 million driving accidents occur every year throughout the world with 43,000 dying in vehicle related accidents in the United States. Another 2.9 million suffer light to severe injuries each [read more…]

us government building - insurance mandates

Government Mandated Insurance Coverage vs. Private Industry Initiative to Market Insurance Coverage

September 27, 2018 0

Introduction When I first read about the topic addressed in this article, my imagination took me to Don Quixote on his mighty war horse charging across the tulip fields of Holland waving his sword and [read more…]

Florida Struggles with AOB Abuses

March 15, 2018 0

Dealing with an insurance claim adjuster is not a task most insureds ever become comfortable with. They hear so many stories of how people were treated when they submitted a claim they just don’t want [read more…]

Losing Your Home in the Fires: Replace vs. Move On

by Glen M in Homeowner's Insurance 0

Homeowners affected by the great fires in California, Washington, Oregon, Idaho, Utah, Montana; homeowners affected by hurricanes and tornadoes in Louisiana, Texas, up the eastern seaboard states; and homeowners in other states where they lost [read more...]