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Auto Insurance
What Happens If You Are in a Car Accident Without Insurance in Arizona?
The first thing that must be understood is that it is illegal to operate a vehicle in the state of Arizona without a minimum amount of car insurance. Arizona has mandatory insurance. This means that [read more...]
Auto Insurance
What Happens if Your Car Insurance Doesn’t Cover an Accident?
There is never a good time for a car accident, but the situation can feel worse when the other driver is uninsured or underinsured or the insurance company denies your claim. Now you’ll be left [read more...]
General Insurance Topics
How Do I Know If My Insurance Company Is Undervaluing My Claim?
As a homeowner, you dutifully make all your monthly payments to your homeowner’s insurance company. You want to be prepared in case your property faces an unexpected disaster, and you want to know that the [read more...]
Auto Insurance
What Claim Types Can You File Under PIP Insurance?
Insurance companies cover the damages of policyholders with PIP coverage. This type of coverage offers protection regardless of who is responsible for the damage. PIP insurance is required in no-fault states across the U.S., including [read more...]
Specialty Insurance
Does Homeowner’s Insurance Cover Hurricane Damage?
If you live in a hurricane-prone state, it’s important to consider insurance options that will protect you from hurricane-related damages. Many standard policies don’t cover hurricane damage. Coverage gaps are fillable via options like flood [read more...]

unexpected benefit of coronavirus pandemic man spraying down steering wheel

Unexpected Benefit of Coronavirus Pandemic: Refunds & Credits

April 14, 2020

Whoever would have thought a pandemic could affect the premium individuals would be paying for their car insurance premium! The latest buzz isn’t “get the cheapest car insurance” ad but notices coming across the news [read more…]

SR22 insurance couple watching car get towed

Guide to SR22 Insurance in Idaho [What You Need to Know]

May 14, 2019

What does SR22 stand for? Several things came clear to me as I prepared to write this article about SR22 insurance in the state of Idaho. The very first was “SR22” is not an acronym [read more…]

tort (at fault) insurance and no-fault insurance car accident

Tort (at Fault) Insurance and No-Fault Insurance: What’s the Difference

May 7, 2019

One of the greatest blessings of living in these wonderful United States is the ability to move across state lines unencumbered. It’s such a treat to reach an imaginary line on the horizon and see [read more…]

woman looking at insurance coverage options on computer

Just What Insurance Coverages Do I Need?

May 7, 2019

Even though my granddaughter is getting a degree in neuroscience, her first encounter in attempting to buy car insurance for the old clunker car she purchased to get her around was humiliating to her. “When [read more…]

Do I Need Uninsured Motorist and Underinsured Motorist Coverage

May 7, 2019

Introduction This website reports approximately 5.2 million driving accidents occur every year throughout the world with 43,000 dying in vehicle related accidents in the United States. Another 2.9 million suffer light to severe injuries each [read more…]

us government building - insurance mandates

Government Mandated Insurance Coverage vs. Private Industry Initiative to Market Insurance Coverage

September 27, 2018

Introduction When I first read about the topic addressed in this article, my imagination took me to Don Quixote on his mighty war horse charging across the tulip fields of Holland waving his sword and [read more…]