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General Insurance Topics

Is Your Partner Covered

With societal changes regarding who is and who isn’t considered married, it might be wise for those who are caught in this discussion to research how your car or home insurance defines your relationship. It [read more...]
Health Insurance

Are These the Health Care Delivery Systems of the Future

Introduction In the September 2019 journal of the Amercian Medical Association, a group of researchers for Humana published the findings of a multiyear study putting the spotlight on the nearly 25% of our country’s annual [read more...]
Health Insurance

Essay on Health Care Delivery Systems

Introduction There are very few things which cause people in the Western world more stress than facing the possibilities of getting sick or injured. Anything which threatens our most basic instinct of staying alive catches [read more...]
Auto Insurance

Why Do Red Cars Cost More to Insure?

When I read the question, “Why do red cars cost more to insure than other colored cars?” I went back into my 42 year experience of selling insurance and could not recall any time when an [read more...]
Disability Insurance

Value of Disability Insurance Coverage

My own father worked in a lumber mill as the edgerman and had the muscles in his back and neck torn loose when one of the pieces of equipment malfunctioned. He was placed on disability [read more...]

The Truth Regarding SR22 Insurance in Idaho

May 14, 2019 0

What does SR22 stand for? Several things came clear to me as I prepared to write this article about SR22 insurance in the state of Idaho. The very first was “SR22” is not an acronym [read more…]

Tort (at Fault) Insurance and No-Fault Insurance: What’s the Difference

May 7, 2019 0

One of the greatest blessings of living in these wonderful United States is the ability to move across state lines unencumbered. It’s such a treat to reach an imaginary line on the horizon and see [read more…]

Just What Insurance Coverages Do I Need?

May 7, 2019 0

Even though my granddaughter is getting a degree in neuroscience, her first encounter in attempting to buy car insurance for the old clunker car she purchased to get her around was humiliating to her. “When [read more…]

Do I Need Uninsured Motorist and Underinsured Motorist Coverage

May 7, 2019 0

Introduction This website reports approximately 5.2 million driving accidents occur every year throughout the world with 43,000 dying in vehicle related accidents in the United States. Another 2.9 million suffer light to severe injuries each [read more…]