A few years ago a client of mine who was a beekeeper took his 2 ton flatbed truck to a local mechanic to prepare it for his beehive distributing annual trek to California, Oregon, and [read more…]
Introduction In an article written several months ago titled “A Brief Summary of Evolution of Casualty Insurance,” the author suggested the old adage of “necessity being the mother of invention” as being a driving force [read more…]
Introduction When I first read about the topic addressed in this article, my imagination took me to Don Quixote on his mighty war horse charging across the tulip fields of Holland waving his sword and [read more…]
As an insurance agent of 42 years, I have often wondered when I have seen imagery like devastation from Hurricane Florence if the individuals who were rescued from the rooftops of their homes or ferried [read more…]
During my 42 year career as an insurance agent, I heard several insurance claims adjusters say, “This claim settlement would be so much easier if the client would just hire an attorney.” It always struck [read more…]
I was having lunch the other day with two of my brothers-in-law when the subject of purchasing car and homeowner insurance online came up. The one, a retired chief of police from a large metropolitan [read more…]
You have seen recently on the TV a man sitting across the desk from an insurance agent describing how his dishwasher has quit working and he needs to file a claim against his homeowner policy [read more…]
The names, the place, and the time have all been changed to protect the parties involved but the events of this story are true. I knew this man of whom I am going to speak [read more…]
Here is a true story, shared to emphasis importance of paying attention to policy dates. It was early afternoon while having an interview with a client in my office when we heard sirens wailing their [read more…]
Two recent articles in the Sacramento Bee give rise to the discussion of an insurance company’s public responsibility vs. the need to be profitable in its operations: “As California Burns in December, This Legislation Could [read more…]
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