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Several years ago while waiting in a doctor’s office for a regular exam, I found on his magazine table an advertisement piece from Merrill-Lynch Investment firm. Having just started a career in selling insurance, I [read more…]

Perhaps one of the greatest financial tools for creating and preserving wealth is the concept of life insurance. It is a misnomer in the sense it does not produce life–like automobile insurance and homeowner insurance, [read more…]

Who knows in the history of life insurance where the debate of what is the best life insurance for seniors began, but it still continues today. It doesn’t seem there is an argument against having [read more…]

According to “CITE,” West’s Encyclopedia of American Law, edition 2, copyright 2008, The Gale Group, Inc. All rights reserved, the definition of an agent is “a person who represents another through employment, by contract, or [read more…]

You are paying too much for your auto insurance,” “If you are over age 65, you may be paying too much for your auto insurance,” “Click here to find cheapest auto insurance in your state,” [read more…]

Early in my insurance career, I received a phone call about 4:00 a.m. from a very distraught client.  “My house just burned down. We are at the fire station but don’t know what I should [read more…]

Has it ever tweaked your curiosity why you see on the back of some service trucks and on billboards the information the business being advertised is licensed, bonded, and insured? This seems quite prevalent in [read more…]

Do you remember a few years ago when the mother of a 16-year-old boy who decided he was going to join a riot caught up with him as he was running down the street with [read more…]

With societal changes regarding who is and who isn’t considered married, it might be wise for those who are caught in this discussion to research how your car or home insurance defines your relationship.  It [read more…]