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Not many pleasures can match the euphoria of driving on the open roads of our nation. Feeling the rhythm of the engine and the vibration of the wheels is just as much music to our [read more…]

In our society we have developed certain phrases which we use to set imagery in our minds, i.e. what goes up must come down, he’s a day late and a dollar short, she’s as pretty [read more…]

A place to call home With the private dwelling construction part of our economy struggling to keep pace with the demand for single dwelling houses and the high price of purchasing a private dwelling, many [read more…]

She sat on the concrete foundation holding a hand drawn picture of the family dog, tears streaming down her face as she surveyed what was left of her home. The smoldering embers still gave off [read more…]

In some bizarre way the San Jose, California, City Council has determined the requirement to purchase gun liability insurance is going to make crimes committed with guns diminish. They also have determined you as a [read more…]

We all know that driving comes with risks, but sometimes your car may be unavoidably damaged by something other than an accident with another car. That’s where “comprehensive coverage” comes in to play. Your comprehensive [read more…]

Your home is your castle—and whether it’s a manufactured home worth $30,000 in an unimproved mobile-home park, a $2 million dwelling in a posh gated community, or $50,000 of personal belongings in a high-rise apartment, [read more…]

In this era of societal changes, laws are being enacted which impact the lifestyle of many people. Definitions of lifetime relationships are evolving at a pace many would hope would even accelerate as individuals are [read more…]

The Dilemma As we start into the flood insurance season again, the government is wrestling with what to do with the national flood insurance rates administered by F.E.M.A (Federal Emergency Management Administration) on behalf of [read more…]

Penny Wise and Pound Foolish Do you remember as you were growing up having your parents tell you not to be penny wise and pound foolish? I related to the penny but didn’t know what [read more…]