General Insurance Topics

We all know that driving comes with risks, but sometimes your car may be unavoidably damaged by something other than an accident with another car. That’s where “comprehensive coverage” comes in to play. Your comprehensive [read more…]

Your home is your castle—and whether it’s a manufactured home worth $30,000 in an unimproved mobile-home park, a $2 million dwelling in a posh gated community, or $50,000 of personal belongings in a high-rise apartment, [read more…]

In this era of societal changes, laws are being enacted which impact the lifestyle of many people. Definitions of lifetime relationships are evolving at a pace many would hope would even accelerate as individuals are [read more…]

The Dilemma As we start into the flood insurance season again, the government is wrestling with what to do with the national flood insurance rates administered by F.E.M.A (Federal Emergency Management Administration) on behalf of [read more…]

Penny Wise and Pound Foolish Do you remember as you were growing up having your parents tell you not to be penny wise and pound foolish? I related to the penny but didn’t know what [read more…]

Who Will Carry the Load When one is faced with how best to protect future earnings against an untimely death, it’s no wonder life insurance products are at the forefront of such discussions. The reason [read more…]

Several years ago while waiting in a doctor’s office for a regular exam, I found on his magazine table an advertisement piece from Merrill-Lynch Investment firm. Having just started a career in selling insurance, I [read more…]

Perhaps one of the greatest financial tools for creating and preserving wealth is the concept of life insurance. It is a misnomer in the sense it does not produce life–like automobile insurance and homeowner insurance, [read more…]

Who knows in the history of life insurance where the debate of what is the best life insurance for seniors began, but it still continues today. It doesn’t seem there is an argument against having [read more…]

According to “CITE,” West’s Encyclopedia of American Law, edition 2, copyright 2008, The Gale Group, Inc. All rights reserved, the definition of an agent is “a person who represents another through employment, by contract, or [read more…]