General Insurance Topics

The Dilemma As we start into the flood insurance season again, the government is wrestling with what to do with the national flood insurance rates administered by F.E.M.A (Federal Emergency Management Administration) on behalf of [read more…]

Penny Wise and Pound Foolish Do you remember as you were growing up having your parents tell you not to be penny wise and pound foolish? I related to the penny but didn’t know what [read more…]

Who Will Carry the Load When one is faced with how best to protect future earnings against an untimely death, it’s no wonder life insurance products are at the forefront of such discussions. The reason [read more…]

Several years ago while waiting in a doctor’s office for a regular exam, I found on his magazine table an advertisement piece from Merrill-Lynch Investment firm. Having just started a career in selling insurance, I [read more…]

Perhaps one of the greatest financial tools for creating and preserving wealth is the concept of life insurance. It is a misnomer in the sense it does not produce life–like automobile insurance and homeowner insurance, [read more…]

Who knows in the history of life insurance where the debate of what is the best life insurance for seniors began, but it still continues today. It doesn’t seem there is an argument against having [read more…]

According to “CITE,” West’s Encyclopedia of American Law, edition 2, copyright 2008, The Gale Group, Inc. All rights reserved, the definition of an agent is “a person who represents another through employment, by contract, or [read more…]

You are paying too much for your auto insurance,” “If you are over age 65, you may be paying too much for your auto insurance,” “Click here to find cheapest auto insurance in your state,” [read more…]

Early in my insurance career, I received a phone call about 4:00 a.m. from a very distraught client.  “My house just burned down. We are at the fire station but don’t know what I should [read more…]