Contractual Agreement The first thing to know about an insurance policy is it is a contractual agreement between an insured and an insurer. The insured agrees that by paying a payment known as a premium [read more…]
As a homeowner, you dutifully make all your monthly payments to your homeowner’s insurance company. You want to be prepared in case your property faces an unexpected disaster, and you want to know that the [read more…]
Automobile Incentives and Innovation With insurance companies competing for a portion of the insurance industry’s money, there are some who are coming up with ways to help reduce the initial cost of insurance and the [read more…]
This is the time of year when football stadiums and high school auditoriums across the nation are being filled with graduating seniors who have achieved a milestone in life worth celebrating. Cheers will ring in [read more…]
You have seen recently on the TV a man sitting across the desk from an insurance agent describing how his dishwasher has quit working and he needs to file a claim against his homeowner policy [read more…]
For the last 20 plus years of my mother’s life, although she had ten children and countless grandchildren and great grandchildren, her most treasured companion was a little dog named Mitzi. She adored that little [read more…]
Most of the time when one considers the role of an insurance company in the event of a fire, it is felt the company only indemnifies after the fire has occurred. It appears several insurance [read more…]
Homeowners affected by the great fires in California, Washington, Oregon, Idaho, Utah, Montana; homeowners affected by hurricanes and tornadoes in Louisiana, Texas, up the eastern seaboard states; and homeowners in other states where they lost [read more…]
Late on a hot summer afternoon right in the middle of fire season in North Idaho and Western Montana an agent preparing to go home for the night received a frantic phone call from one [read more…]
Three of our grandchildren were sitting in their mother’s car as she went into a consignment store where she displays for sale little childrens’ clothing. As they sat there they noticed as cars went by [read more…]
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